Stone CU Services provides experienced leadership and operational support to de novo and established credit unions.
Not consultants who advise from the outside — operators who've done the work of chartering, running, and growing institutions.
Support through the federal chartering process — from initial planning and NCUA submissions through operational readiness and opening day.
Experienced executive and operational leadership for credit unions that need more capacity without the cost of a full management team.
Back-office and operational solutions that help smaller credit unions control expense while delivering the products members expect.
Practical assistance with lending, compliance, policy, vendors, technology, strategic planning, and regulatory matters.
Built on more than three decades in financial services, and on the ground-level experience of actually chartering, running, and growing credit unions.
In 2017, Keith Stone testified before the U.S. House Financial Services Committee regarding the challenges facing de novo financial institutions and the federal chartering process.
Read the Testimony →Recognized for leadership and innovation within the credit union movement — for the work of building institutions, not just advising them.
Where a service falls outside what Stone CU Services performs directly, we coordinate and assist rather than claim it as our own.
Obtaining an NCUA charter takes more than a good idea. Here's what the process actually looks like, from concept to opening day — and beyond.
Stone CU Services helps new credit unions build the infrastructure necessary to operate successfully after NCUA grants the charter — fractional management, shared services, Call Reports, lending, operations, vendor management, regulatory support, and growth strategy.
Instead of simply telling you what we can do, here's what we've done.
Chartered in 2015 to serve the NYPD community. Keith Stone has served as President/CEO since the charter, growing it from a de novo institution into an established credit union serving New York City.
Successfully navigated the modern NCUA de novo process to build a new credit union serving New Jersey's law-enforcement community. Keith Stone has served as President/CEO since the charter in 2024.
Fractional executive leadership, operational modernization, technology implementation, lending, CDFI strategy, and shared-service support.
Let's talk about how Stone CU Services may be able to help.
